The digital currency challenge :shap...
Mullan, Philip,

 

  • The digital currency challenge :shaping online payment systems through U.S. financial regulations /
  • 紀錄類型: 書目-語言資料,印刷品 : Monograph/item
    杜威分類號: 346.7308210285
    書名/作者: The digital currency challenge : : shaping online payment systems through U.S. financial regulations // Philip Mullan.
    作者: Mullan, Philip,
    面頁冊數: 1 online resource.
    標題: Electronic funds transfers - Law and legislation - United States.
    標題: Banking
    標題: Electronic funds transfers - Law and legislation.
    標題: Finance and Accounting
    標題: Finance
    標題: Online finance & investing
    標題: United States.
    ISBN: 1137382554 (electronic bk.)
    ISBN: 9781137382559 (electronic bk.)
    內容註: Section I. The Birth of An Industry -- 1 Introduction : Solving global payment issues with private digital currency -- 2 Pros and cons of early ecash products -- 3 Getting started with digital currency -- 4 Conventional bank payments vs private digital currency -- 5 The economics & theory behind new digital currency systems -- 6 Building better money -- 7 Establishing the environment for community and commercial applications -- 8 Integrating new digital currency financial products into retail consumer markets -- 9 Scaling existing digital currency payment systems for global use -- Section II. Shaping Systems through Financial Regulations -- 10 Introduction : The developing social, technological and global trends that are reshaping personal financial services -- 11 How proactive regulatory action can improve the development of future systems -- 12 Pros and cons of regulatory changes in global digital currency systems -- 13 The outcome of interaction with U.S. regulatory agencies -- 14 Software and technology operating behind the regulatory curve -- 15 Benefits of new software structures in retail commercial markets -- 16 The high cost of ignoring regulations -- Section III. Emerging Markets -- 17 Building the perfect digital payment system -- 18 Defining the core design elements that will drive future growth -- 19 New product marketing for personal and commercial customers -- 20 Avoiding past issues and regulatory pitfalls -- 21 Employing a person-2-person approach in creating new digital currency structures -- 22 How previous business outcomes can change the implementation of any new digital currency system. -- 23 Practical currency system designs for future commercial markets -- 24 The economics and theory of future digital currency systems.
    摘要、提要註: Private online digital currency systems offer people accessible, convenient, and inexpensive everyday financial tools outside of traditional bank-owned and operated platforms. Digital currency systems facilitate local and international fund transfers, online and offline payments, and simple cash-to-digital everyday financial products without the need for a conventional bank account of any retail bank product. Over the past several years, Bitcoin has grown into an efficient person-to-person and person-to-business payment system without the backing of any bank or financial institution. This phenomenon is producing a new level of an on- and offline commerce and a society much more attuned to digital currency systems. The Digital Currency Challenge details how new 2007-2008 U.S. legal issues surrounding digital currency products forced companies from the U.S. market and caused the Treasury Department to enact stricter regulations. Mullan profiles new and innovative present day digital currency systems, such as Bitcoin, and illustrates how software designers and monetary theorists use new technology to circumvent current U.S. regulations. This work also explains how new digital currency systems are not just software products, but tools providing financial freedom to people in countries all around the world.
    電子資源: http://www.palgraveconnect.com/doifinder/10.1057/9781137382559
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