Cooperative banking in Europe[electr...
Boscia, Vittorio.

 

  • Cooperative banking in Europe[electronic resource] :case studies/
  • 紀錄類型: 書目-語言資料,印刷品 : Monograph/item
    杜威分類號: 334.2094
    書名/作者: Cooperative banking in Europe : case studies// edited by Vittorio Boscia, Alessandro Carretta, Paola Schwizer.
    其他作者: Boscia, Vittorio.
    出版者: Basingstoke : : Palgrave Macmillan,, 2009.
    面頁冊數: p.; cm.
    標題: Banks and banking, Cooperative - Case studies. - European Union countries
    標題: Monetary policy - Case studies. - European Union countries
    ISBN: 9780230248601
    ISBN: 0230248608
    內容註: The Banking System in Portugal: The Case of Credito Agricola Mutuo Group / V.Stefanelli -- The Cooperative Banking System in Spain / V.Stefanelli -- The Cooperative Banking System in France / P. Marchetti & A. Sabetta -- The Peculiarity of the UK Case: The Mutual Building Societies / V. Stefanelli -- Cooperative Banking in the Netherlands: Rabobank Network / M. Cotugno -- The German Cooperative Banking System: Volksbanken and Raiffeisenbanken / M. Biasin -- The Cooperative Credit System inItaly / R. Di Salvo -- The Credit Cooperative System in Finland / R. Di Salvo, J.S. Lopez & I. Schraffl -- Cooperative Banking in the Newly European Countries / M. Cotugno -- Credit Cooperatives in Romania / C. Bussoli -- The Bulgarian Cooperative Banking / M. Cotugno -- Concluding Remarks / A. Carretta, P. Schwizer & V. Boscia.
    摘要、提要註: Over the past decades, the European banking market has been deeply modified by events such asglobalisation, financial innovation, deregulation, disintermediation, consolidation, shareholder value and the intense process of political, social and economic integration. The new environment has enhanced the level of competition; influencing the volume, quality and price of financial services and squeezing banks' profitability. Cooperative banks, nonetheless, remain healthy and are gaining market share over their competitors. As their business model is based on retail banking, which remains segmented, they are still strong in local markets. In many respects, this segmentation represents the 'last great barrier' towards the full integration of European banking. Such an oligopoly, however,may be gradually eroded by a more qualified demand and by stronger competition from other financialintermediaries. Can this business model, based on concepts of mutuality, locality, ethics, solidarity and social cohesion, survive the new environment? This book investigates the main features of theevolution of the cooperative banking model within Western and Eastern European countries in order to assess whether it is possible to treat European cooperative banking as a unifiedsystem. Based on awide and comprehensive 'country case-study' analysis, it gives a detailed overview of the main cooperative banking systemsand aims to identify best-practice models around Europe.
    電子資源: access to fulltext (Palgrave)
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