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Household credit usage[electronic resource] :personal debt and mortgages /

紀錄類型:	書目-語言資料,印刷品 : Monograph/item
杜威分類號:	332.7/43
書名/作者:	Household credit usage : personal debt and mortgages // edited by Sumit Agarwal and Brent W. Ambrose ; foreword by John Y. Campbell.
其他作者:	Agarwal, Sumit.
出版者:	New York : : Palgrave Macmillan,, 2007.
面頁冊數:	xiv, 290 p. : : ill.
標題:	Consumer credit.
標題:	Finance, Personal.
ISBN:	9780230608917
ISBN:	0230608914
書目註:	Includes bibliographical references and indexes.
內容註:	Household finance and the financial decision-making process / Sumit Agarwal and Brent W. Ambrose -- Recent developments in the credit card market and the financial obligations ratio / Kathleen W. Johnson -- Whither consumer credit counseling / Robert M. Hunt -- Consumption, debt, and portfolio choice : testing the effects of bankruptcy law / Andreas Lehnert and Dean Maki -- Collateral and sorting : an empirical investigation of the market for HELOCs / Shubhasis Dey and Lucia Dunn -- Asymmetric information and the automobile loan market / Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet -- Introductory credit card offers and balance switching behavior of cardholders / TufanEkici, Lucia Dunn, and Tae Hyung Kim -- An exploration of usage of personal credit cards by small businesses / Grace Kim -- Debit cards : the new, old way to pay / Marc Anthony Fusaro -- Linkages between consumer payments and credit / Sujit Chakravorti -- Payday lending : evolution, issues, and evidence / Katherine A. Samolyk -- Do renters miss the boat? Homeownership, renting, and wealth accumulation / C. Tsuriel Somerville ... [et al.] -- Choosing between fixed- and adjustable-rate mortgages /Monica Paiella and Alberto Franco Pozzolo -- Interest rates in the sub-prime mortgage market / Souphala Chomsisengphet and Anthony Pennington-Cross -- Default and prepayment risk in residential mortgage loans : a review and synthesis / Michael LaCour-Little -- Statistical analysis and modeling forfair lending and compliance : the OCC's perspective / Mark Pocock, Irene Fang, and Jason Dietrich.
摘要、提要註:	The field of household finance seeks to understand how households use financial instruments. Financial economists have long studied how corporations utilize financial instruments, yet relatively little is understood about how individual consumers and households utilize various credit alternatives in managing their consumption and savings objectives. However, with the increasing interest in issues surrounding behavioral finance, research into household financial decision making processes isbecoming increasingly important. In response to the growing interest in household finance, this book contains a collection of essays by leading researchers studying issues involving household and consumer use of credit instruments. This collection, featuring a foreword by John Y. Campbell, will provide readers with a greater understanding of what is currently known about household credit utilization and suggest possible areas for future research.
電子資源:	access to fulltext (Palgrave)

Household credit usage[electronic resource] :personal debt and mortgages /
Household credit usagepersonal debt and mortgages /[electronic resource] :edited by Sumit Agarwal and Brent W. Ambrose ; foreword by John Y. Campbell. - 1st ed. - New York :Palgrave Macmillan,2007. - xiv, 290 p. :ill.

Includes bibliographical references and indexes.

Household finance and the financial decision-making process / Sumit Agarwal and Brent W. Ambrose -- Recent developments in the credit card market and the financial obligations ratio / Kathleen W. Johnson -- Whither consumer credit counseling / Robert M. Hunt -- Consumption, debt, and portfolio choice : testing the effects of bankruptcy law / Andreas Lehnert and Dean Maki -- Collateral and sorting : an empirical investigation of the market for HELOCs / Shubhasis Dey and Lucia Dunn -- Asymmetric information and the automobile loan market / Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet -- Introductory credit card offers and balance switching behavior of cardholders / TufanEkici, Lucia Dunn, and Tae Hyung Kim -- An exploration of usage of personal credit cards by small businesses / Grace Kim -- Debit cards : the new, old way to pay / Marc Anthony Fusaro -- Linkages between consumer payments and credit / Sujit Chakravorti -- Payday lending : evolution, issues, and evidence / Katherine A. Samolyk -- Do renters miss the boat? Homeownership, renting, and wealth accumulation / C. Tsuriel Somerville ... [et al.] -- Choosing between fixed- and adjustable-rate mortgages /Monica Paiella and Alberto Franco Pozzolo -- Interest rates in the sub-prime mortgage market / Souphala Chomsisengphet and Anthony Pennington-Cross -- Default and prepayment risk in residential mortgage loans : a review and synthesis / Michael LaCour-Little -- Statistical analysis and modeling forfair lending and compliance : the OCC's perspective / Mark Pocock, Irene Fang, and Jason Dietrich.

The field of household finance seeks to understand how households use financial instruments. Financial economists have long studied how corporations utilize financial instruments, yet relatively little is understood about how individual consumers and households utilize various credit alternatives in managing their consumption and savings objectives. However, with the increasing interest in issues surrounding behavioral finance, research into household financial decision making processes isbecoming increasingly important. In response to the growing interest in household finance, this book contains a collection of essays by leading researchers studying issues involving household and consumer use of credit instruments. This collection, featuring a foreword by John Y. Campbell, will provide readers with a greater understanding of what is currently known about household credit utilization and suggest possible areas for future research.

Electronic reproduction.
Basingstoke, England :
Palgrave Macmillan,
2009.

Mode of access:World Wide Web.

ISBN: 9780230608917

Standard No.: 10.1057/9780230608917doiSubjects--Topical Terms:

373343
Consumer credit.
Index Terms--Genre/Form:

336502
Electronic books.

LC Class. No.: HG3755 / .H68 2007eb

Dewey Class. No.: 332.7/43

Household credit usage[electronic resource] :personal debt and mortgages /
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245 0 0 $a Household credit usage $h [electronic resource] : $b personal debt and mortgages / $c edited by Sumit Agarwal and Brent W. Ambrose ; foreword by John Y. Campbell.
250 $a 1st ed.
260 $a New York : $b Palgrave Macmillan, $c 2007.
300 $a xiv, 290 p. : $b ill.
504 $a Includes bibliographical references and indexes.
505 0 $a Household finance and the financial decision-making process / Sumit Agarwal and Brent W. Ambrose -- Recent developments in the credit card market and the financial obligations ratio / Kathleen W. Johnson -- Whither consumer credit counseling / Robert M. Hunt -- Consumption, debt, and portfolio choice : testing the effects of bankruptcy law / Andreas Lehnert and Dean Maki -- Collateral and sorting : an empirical investigation of the market for HELOCs / Shubhasis Dey and Lucia Dunn -- Asymmetric information and the automobile loan market / Sumit Agarwal, Brent W. Ambrose, and Souphala Chomsisengphet -- Introductory credit card offers and balance switching behavior of cardholders / TufanEkici, Lucia Dunn, and Tae Hyung Kim -- An exploration of usage of personal credit cards by small businesses / Grace Kim -- Debit cards : the new, old way to pay / Marc Anthony Fusaro -- Linkages between consumer payments and credit / Sujit Chakravorti -- Payday lending : evolution, issues, and evidence / Katherine A. Samolyk -- Do renters miss the boat? Homeownership, renting, and wealth accumulation / C. Tsuriel Somerville ... [et al.] -- Choosing between fixed- and adjustable-rate mortgages /Monica Paiella and Alberto Franco Pozzolo -- Interest rates in the sub-prime mortgage market / Souphala Chomsisengphet and Anthony Pennington-Cross -- Default and prepayment risk in residential mortgage loans : a review and synthesis / Michael LaCour-Little -- Statistical analysis and modeling forfair lending and compliance : the OCC's perspective / Mark Pocock, Irene Fang, and Jason Dietrich.
520 $a The field of household finance seeks to understand how households use financial instruments. Financial economists have long studied how corporations utilize financial instruments, yet relatively little is understood about how individual consumers and households utilize various credit alternatives in managing their consumption and savings objectives. However, with the increasing interest in issues surrounding behavioral finance, research into household financial decision making processes isbecoming increasingly important. In response to the growing interest in household finance, this book contains a collection of essays by leading researchers studying issues involving household and consumer use of credit instruments. This collection, featuring a foreword by John Y. Campbell, will provide readers with a greater understanding of what is currently known about household credit utilization and suggest possible areas for future research.
533 $a Electronic reproduction. $b Basingstoke, England : $c Palgrave Macmillan, $d 2009. $n Mode of access:World Wide Web. $n System requirements: Web browser. $n Title from title screen (viewed on Mar. 3, 2009). $n Access may berestricted to users at subscribing institutions.
650 0 $a Consumer credit. $3 373343
650 0 $a Finance, Personal. $3 337219
655 7 $a Electronic books. $2 local $3 336502
700 1 $a Agarwal, Sumit. $3 373341
700 1 $a Ambrose, Brent W. $q (Brent William), $d 1964- $3 373342
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